Construction Insurance

Construction Insurance

Do you know if you need cover for JCT clause 6.5.1 extension?

Do you know if you need cover for contractual liability?

Do you know about cover for Media Management Crisis Costs?

Do you know the difference between limit of indemnity basis and site/contract limit?

Do you need Right of Light cover, Latent Defects cover, contingency covers including chancel liability, defective title and restrictive covenant?

Do you need Plant cover on a ‘new for old’ basis?

Do you still need Increased Cost of Working cover if you have Delay in Start-Up (DSU) Insurance?

Do you know the difference between a Bona-fide Subcontractor and a Labour only Subcontractor?

Do you know if you need Insurance for Land you have purchased?

Do you know if you require cover for defective parts/workmanship for your current project?

Do you know if you need cover for unexpected delays?

Do you know what is covered under Contractors all Risk Insurance?

Do you know if you need structural warranty cover?

Do you know how much information to disclose about the risk you are seeking to insure?

Do you know about protecting yourself from fees charged by the HSE for on-site interventions?

If your answer to any of these questions is “No” then please call us for a chat
about Construction Insurance.

What is Construction Insurance?

Construction Insurance is a specialised form of insurance that provides essential protection for construction projects, contractors, and stakeholders involved in the construction industry. It is designed to mitigate the various risks and potential liabilities that arise during the construction process, ensuring financial security and peace of mind for all parties involved.

Construction projects are inherently complex and can expose you to a range of risks, including property damage, bodily injuries, theft, delays and defective design. Construction Insurance covers you for these risks and more, offering comprehensive coverage for both property and liability.

One of the primary components of Construction Insurance is Contractor’s All Risks (CAR) Insurance. This coverage protects the construction site, materials, and equipment against damage or loss due to accidents, natural disasters, fire, theft, and other unforeseen events.

Construction Insurance can also include non-standard covers such as Environmental Impairment Liability or Professional Negligence insurance or coverage for delays in project completion. Delay in Start-Up (DSU) Insurance offers compensation for financial losses incurred by the contractor or project owner due to unforeseen delays that affect the project’s timeline.

Securing appropriate Construction Insurance is vital for all parties involved in construction projects, as it provides a safety net against potential financial losses and legal liabilities. Contractors, project owners, architects, and other stakeholders can focus on completing projects successfully, knowing they have adequate protection in place.

In conclusion, Construction Insurance plays a critical role in the construction industry by safeguarding against various risks and liabilities. Construction Insurance provides comprehensive protection throughout the construction process. By having the right insurance coverage, construction professionals can navigate the inherent risks of their industry with confidence, ensuring the successful completion of projects while mitigating potential financial and legal challenges.

Our Benefits

Why our clients choose Samson Insurance

Our expertise and business relationships make us your best partner for your insurance requirements.



You can rely on us to arrange your insurances, leaving you to focus on what matters to you.



We use our Loss Assessing experience to advise you on the most suitable policy, and to help you understand and navigate the insurance claims process.



Our tailor-made advice safeguards you against the worst that could happen.

We place cover with
geo/ Insurance
Covea Insurance
RSA Insurance
Pen Underwriting Insurance
SunWorld Insurance
Zurich Insurance
Tokio Marine HCC
Lloyds Insurance
Hiscox Insurance
Arch Insurance
asek Insurance
iprism Underwriting
Camberford Underwriting
Ageas Insurance
NBS Underwriting Insurance
BRIT Insurance
Legal General Insurance
MIDAS Insurance
AllClear Travel Insurance
AVIVA Insurance
British Engineering Services
Munich RE

Our Reviews

What our clients say about us
Review Quotes
For several years we have been introducing our clients to Sam and his team in particular for property insurance. Their experience as claim advocates through their loss assessing practice really helps when they arrange our clients’ insurances and we know that our clients will be well advised.
Gillian White, White & Co Solicitors
Review Quotes
Sam and team have advised many of our clients on how best to insure their building projects. They do a great job of explaining to our clients the various risks they face and how they can protect themselves with insurance. Samson knows which project details are important when presenting risks to insurance companies and we are very comfortable in introducing our clients to them.
Simon Miller, Simon Miller Architects

Contact Us

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You can contact our expert brokers for a personalised insurance quote using the details below or alternatively fill in the form and arrange a time for us to call you.

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