Homeowners Insurance

Homeowners Insurance

Do you know what action to take now so that you get a full settlement if you ever have to claim?

Do you know how to choose policy features which are suitable for you?

Do you know how much information to disclose about your home and possessions?

Do you know how to avoid over-paying for insurance?

Do you know how to avoid underinsurance?

Do you know how to calculate an accurate rebuild cost for your home?

Do you know the simple steps you can take to keep your property safe?

Do you know what actions you should take to reduce the impact of policy conditions?

If your answer to any of these questions is “No” then please call us for a chat
about Home Insurance.


Home insurance, often referred to as homeowner’s insurance, is a vital financial safety net for you.

Home insurance will protect you financially if your belongings or buildings are damaged by wide range of perils such as fire, flood, escape of water, burglary and subsidence. Home insurance will give you peace of mind, knowing that your most significant investment is secure, despite certain unforeseen events occurring.

If these events occur, the property element in home insurance covers the cost to repair or rebuild damage to the physical structure of the home, including walls, roof, floors and built-in furniture and appliances. It also extends to other structures on the property, such as garages and sheds.

Additionally, home insurance protects your belongings from theft, vandalism, and damage caused by covered events. This includes furniture, electronics, clothing, and other valuable possessions like jewellery. In case of a covered loss, the insurance company will reimburse you for the value of the items or replace them as per the policy terms.

Home insurance is a crucial protection for homeowners, providing financial security and peace of mind. By safeguarding both the property and personal belongings, as well as offering liability coverage, home insurance ensures that you are prepared for the unexpected. As homeowner you should regularly review and update your policy to ensure you have adequate coverage that meets your specific needs and circumstances.

Liability coverage is typically included in home insurance and is an important cover whether you live in a house or a flat. Liability insurance, provides coverage if someone is injured while at your home and it can extend to cover claims against you for damage you cause away from the home.

While it’s not common to have to claim on the liability cover on your home insurance, when these claims occur, they can be huge, so having cover gives you peace of mind if the worst should happen.

As Insurance Brokers we will speak with you to assess your requirements and attitude to risk, so that we can recommend a policy which suits your circumstances.

Our Benefits

Why our clients choose Samson Insurance

Our expertise and business relationships make us your best partner for your insurance requirements.



You can rely on us to arrange your insurances, leaving you to focus on what matters to you.



We use our Loss Assessing experience to advise you on the most suitable policy, and to help you understand and navigate the insurance claims process.



Our tailor-made advice safeguards you against the worst that could happen.

We place cover with
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BRIT Insurance
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MIDAS Insurance
AllClear Travel Insurance
AVIVA Insurance
British Engineering Services
Munich RE

Our Reviews

What our clients say about us
Review Quotes
You’ve been insuring my property for over 30 years during which we’ve had a few claims which you have handled superbly for us. Your expertise has always been invaluable and I wouldn’t hesitate to recommend you to people looking for honest advice, good quality cover and competitively priced premiums.
Mr. M. Reich, London
Review Quotes
I’m a longstanding personal and commercial client who really appreciates how the team use their knowledge of claims to advise me on how to insure my property so that if there is a claim I get paid out in full.The staff at Samson are professional and friendly to deal with and I highly recommend them to anyone looking for personalised advice delivered by a small and dedicated team.
Daniel Scharvona, Woodside Park
Review Quotes
We have been clients of Henry & Sam for more than for 20 years. They have always understood what we need and when we had to make claims, including a major house fire when their advice and experience was invaluable. The staff responds very quickly to any issues and queries and we would certainly recommend them to others.
Ruth Keller, Hendon
Review Quotes
Samson Insurance has been arranging our home insurance for the past 5 years. They always give excellent advice and service and we would have no hesitation in recommending them.
RR, Finchley

Contact Us

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You can contact our expert brokers for a personalised insurance quote using the details below or alternatively fill in the form and arrange a time for us to call you.

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